Critical Illness Insurance

When Kavya’s husband was diagnosed with a brain tumor, both of them were completely shattered. Adding to the agony, they only had a medical insurance policy that covered the hospitalization expenses except for critical illnesses. Due to the severity of his illness, he was unable to go to work as well. As a result, they had to go through the financial turmoil along with the health trauma because they didn’t have a critical illness insurance plan that could offer an additional safety net.

There are many people like Kavya and her husband who don’t know the benefits of a critical illness insurance policy. And even if they are aware, they cannot decide if they should buy one or not.

Critical Illness Insurance

A basic health insurance policy may not be sufficient to cover all medical costs, especially in case of CI which require long-term treatment, leading to a huge financial burden. This financial burden can be supported by a special financial protection plan called ‘Critical Illness Plan’.

You should purchase a critical illness plan along with a health insurance plan. It is advisable to buy a critical illness plan at an early age as health risks are less and so a lower insurance premium. The premiums which are paid for a critical illness plan are allowed as a tax deduction under Section 80D.

0 +

Happy Clients

₹ 0 +

Clients Freedom Wealth Target

0 +

Our Team Size

0 + Yr.